Christians Against Poverty
We are passionate about lifting people out of debt and poverty through our award winning debt help service and money management course, the CAP Money Course.
If you are in debt, you’ve come to the right place. Christians Against Poverty is a charity that gives free debt help to anyone in debt. Thousands of people have already been given hope and a solution.
Call our freephone number 0800 328 0006
How CAP Can Help
Step One – Home Visit
Phone the freephone number 0800 328 0006. After you call CAP, a Debt Coach and befriender from the local CAP Debt Centre will visit you in your own home.
Step Two – An Effective Budget
Our trained debt counsellors will work out a realistic budget that prioritises your essential bills. Your local Debt Coach will then visit you again to explain the budget, any options or choices you may have to work your way out of debt, and what payments you will need to make. CAP will then negotiate affordable payments with each creditor and stop unfair interest and charges where possible.
Step Three – Paying Your Debts
To help you stick to your budget and repay your debts we will set up a debt management plan for you. You will need to make one weekly, biweekly or monthly payment into your plan to cover your debt repayments. CAP will then distribute this to your creditors on your behalf.
Step Four – Severe Debt
If you are in severe debt, then we can walk you through insolvency options, such as petitioning for bankruptcy. We can help you to fill out the forms and even attend court with you.
Step Five – Debt Free
You will use your debt management plan to pay your bills and debt repayments and you will be supported by CAP until you are debt free.